Senior Staff Software Engineer, Consumer Money
Gusto
About Gusto
Gusto is a modern, online people platform that helps small businesses take care of their teams. On top of full-service payroll, Gusto offers health insurance, 401(k)s, expert HR, and team management tools. Today, Gusto offices in Denver, San Francisco, and New York serve more than 400,000 businesses nationwide.
Our mission is to create a world where work empowers a better life, and it starts right here at Gusto. That’s why we’re committed to building a collaborative and inclusive workplace, both physically and virtually. Learn more about our Total Rewards philosophy.
About the Role:
At Gusto, we're on a mission to serve the financial needs of the American middle class — particularly the millions of hourly, W-2 workers who rely on every paycheck. Our team builds consumer-facing financial services that meet these workers where they are: cash-flow sensitive, mobile-first, and often underserved by traditional banks.
As a technical lead, you'll play a pivotal role at the heart of this effort—scaling financial tools that help our members navigate real-life financial challenges like paycheck gaps, savings shortfalls, and credit access. From earned wage access to credit-building programs, merchant-funded savings, and direct deposit incentives, you'll help us turn paychecks into a financial foundation.
This is a high visibility initiative with company wide impact. If you're interested in solving complex problems and contributing to the overall strategy of growing Gusto, join us!
Here’s what you’ll do day-to-day:
- Build products & services and scale the platform that powers consumer money at Gusto
- Mentor and provide guidance to software engineers, fostering their growth and development
- Take ownership of projects, ensuring they meet high standards of quality and performance
- Collaborate on complex and ambiguous problems with partnerships from Engineering, Product Management, Design, Data Science, Compliance, Operations, and other cross-functional teams
- Engage in a highly supportive environment working with others to drive productivity and innovation
- Help drive the product development process from concept to launch
Here’s what we're looking for:
- 12+ years of professional software development experience
- Comfortable dealing with ambiguity and working with quick iteration cycles
- Experience architecting, building, and testing large-scale and resilient distributed systems and/or software platforms
- Experience as a technical lead, overseeing the work of multiple engineers and multiple teams on multi-quarter projects
- Experience mentoring senior engineers and upleveling engineering culture and practices
- Ability to communicate technical complexity and help facilitate informed tradeoffs
- Willingness to collaborate across different functions
- An aptitude and interest in bringing clarity and simplicity to complex and ambiguous problems
- Nice, but not required:
- Experience in the Fintech industry building scalable backend systems to power financial services and products
- React, Typescript, GraphQL, Ruby/Ruby on Rails
Our cash compensation amount for this role is targeted at $223,160-$275,950/yr for San Francisco & New York. $189,475-$230,563/yr in Denver & most remote locations, Stock equity is additional. Final offer amounts are determined by multiple factors including candidate experience and expertise and may vary from the amounts listed above.
Gusto has physical office spaces in Denver, San Francisco, and New York City. Employees who are based in those locations will be expected to work from the office on designated days approximately 2-3 days per week (or more depending on role). The same office expectations apply to all Symmetry roles, Gusto's subsidiary, whose physical office is in Scottsdale.
Note: The San Francisco office expectations encompass both the San Francisco and San Jose metro areas.
When approved to work from a location other than a Gusto office, a secure, reliable, and consistent internet connection is required.
Our customers come from all walks of life and so do we. We hire great people from a wide variety of backgrounds, not just because it's the right thing to do, but because it makes our company stronger. If you share our values and our enthusiasm for small businesses, you will find a home at Gusto.
Gusto is proud to be an equal opportunity employer. We do not discriminate in hiring or any employment decision based on race, color, religion, national origin, age, sex (including pregnancy, childbirth, or related medical conditions), marital status, ancestry, physical or mental disability, genetic information, veteran status, gender identity or expression, sexual orientation, or other applicable legally protected characteristic. Gusto considers qualified applicants with criminal histories, consistent with applicable federal, state and local law. Gusto is also committed to providing reasonable accommodations for qualified individuals with disabilities and disabled veterans in our job application procedures. We want to see our candidates perform to the best of their ability. If you require a medical or religious accommodation at any time throughout your candidate journey, please fill out this form and a member of our team will get in touch with you.
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